What good is a jewellery appraisal?
In addition to insurance-related risks, there are a few other compelling reasons to get a jewellery appraisal:

• It substantiates proof of ownership in case your jewellery is ever stolen and recovered by police.
• An up-to-date appraisal keeps record of the current value of your piece, in case you wish to sell it in the future.

Do jewellery appraisals mean anything?
Getting a diamond appraisal will provide a detailed description of the ring – including the diamond’s carat, color, clarity, and cut – and a corresponding valuation based on the quality of all its various elements such as diamonds, side stones, age, condition, and branding.